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How to lower your mortgage rate? Your Realtor should know

It’s common knowledge that a good Real Estate agent can help you find a great deal on a home. But can they help you find a better deal on a mortgage loan?

Currently (1/10/2013) there is a way for you to get a 1% buy down for one year on a 30-year mortgage. This means that if the rate on the mortgage is 3.25%, for a period of one year the rate is lowered to 2.25%. That can save you $960 in first year payments on a $150,000 mortgage loan.

Does every lender offer this? The answer is NO.

Is there an extra charge or fee for the buy down? NO.

Does your Realtor know about this offer? Probably not.

Why is this important? Because finding a great deal on a home gets even better when you can save money on the mortgage loan to pay for it.

For more information, contact me at 913-706-3971 or e-mail


Sean Roque

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